The baby phat rush card is a prepaid credit card. It was created by Russell Simmons he co founded the popular Def Jam record label.
The rush card works like this; you deposit money into your account, then you use your card to make purchases. This card guarantees approval for everyone.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
With this card you have free direct deposit. To enroll in this you only have to fill out a form and turn that into your employer or payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
With this card you receive free online account access. You can also access your cash at over 800,000 ATM's.
You can make purchases using your rush card online and over the phone. You can also use your account and write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
With bill pay you can save money on buying money orders. If you use direct deposit you will no longer have to pay check cashing fees.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.
Then at the end of the month all the extra charges above 10.00 will be credited back to your account at the end of the next calendar month.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
I don't know how they get away with charging these fees it seems unfathomable. In addition making their card holders wait so long before being reimbursed.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them. - 15224
The rush card works like this; you deposit money into your account, then you use your card to make purchases. This card guarantees approval for everyone.
There is no credit check or chex systems verification. You can have a card issued to you in black or in pink.
With this card you have free direct deposit. To enroll in this you only have to fill out a form and turn that into your employer or payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
With this card you receive free online account access. You can also access your cash at over 800,000 ATM's.
You can make purchases using your rush card online and over the phone. You can also use your account and write physical paper checks.
To use this feature you visit the website and input the person or business that you want to write a check to. This includes name, amount of payment and address.
Then hit send and a paper check will be sent to the individual. The is a good method to use when paying your monthly bills, because you will not have to pay for money orders.
With bill pay you can save money on buying money orders. If you use direct deposit you will no longer have to pay check cashing fees.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
An example of these fees is the convenience fee the rush card has. With this fee you are charged every time you use your card.
The charge for this fee is $1.00. There is a maximum charge of $10.00 a month however you will be charged this $1.00 fee every time during that month.
Then at the end of the month all the extra charges above 10.00 will be credited back to your account at the end of the next calendar month.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
I don't know how they get away with charging these fees it seems unfathomable. In addition making their card holders wait so long before being reimbursed.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, we do not recommend the rush card to anyone. There are good prepaid credit cards; however this is not one of them. - 15224
About the Author:
Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. We also suggest the all access card to read a review visit us.
