After an accident, whether it is your fault or not, you will be required to submit a claim. Driving without insurance is illegal and it is vitally important that you become familiar with whatever policy you have. Understanding what types of coverage are out there, their limits, and what deductibles are is very important.
When purchasing your insurance policy, you should shop around and find cheap car insurance that offers coverage you are comfortable with. Make sure to compare prices, this is done easily online at sites like Geico and Progressive. When you do find yourself needing to submit a claim you may find that one of these two companies has the easiest and quickest way to do so. If you have cheap car insurance, this means you are a savvy shopper, donat always expect that cheap means a lower quality of service.
When you do become involved in an accident, contact your insurance company immediately. Make sure they have all your information correct. Donat implicate yourself as the cause of the accident while on the phone with your insurance representative, this is for a police officer to decide. While on the phone, make sure to make a note of all the instructions you are given. Also make note of any case # you may be given.
Many insurance companies, including Geico, allow you to submit a car insurance claim online. If you are more comfortable with this method, you should utilize this service if it is available. Even if you do call your insurance company on the phone, it is likely that you can follow the status of your claim and get further directions on their website
If you decide to talk with someone over the phone, makes sure they you always follow their directions in a timely fashion. More than likely there will be a lot of paperwork to get together, but this also depends on how serious the accident was. Make sure to have a copy of the police report which, if you havenat already, go to the police department to get it. Also, keep in mind that if your car has been stolen, you will have to have receipts for anything you plan to claim. This is how they reimburse you, minus any deductible that may have been charged.
Paperwork aside, your car will definitely need to be inspected. Whether your car is totaled or thereas a couple of scratches in the paint, an estimate is required so that an estimate for the repairs can be made. Companies like Progressive make things simple by sending a representative to your home or work. If this option is available, take full advantage of it. Most companies will send you to an approved body shop if they do not offer this convenient service.
You should have received information from your insurance company about a rental car. Sometimes, if you have really cheap car insurance, this benefit may not be included. It can be an optional choice when you sign up for your policy, an important point as to why you should understand your coverage. If you do have rental car coverage, you can use it while waiting for your vehicle to be fixed.
Upon receiving your estimate the body shop should set up a time for you to leave your car with them, barring that it isnat already totaled and immovable. Always discuss how long they expect to keep your car. And, when you go to pick it up, make sure the repairs fit your standards. If you are not happy with the work that has been done they should fix anything and everything you are not happy with. - 15224
When purchasing your insurance policy, you should shop around and find cheap car insurance that offers coverage you are comfortable with. Make sure to compare prices, this is done easily online at sites like Geico and Progressive. When you do find yourself needing to submit a claim you may find that one of these two companies has the easiest and quickest way to do so. If you have cheap car insurance, this means you are a savvy shopper, donat always expect that cheap means a lower quality of service.
When you do become involved in an accident, contact your insurance company immediately. Make sure they have all your information correct. Donat implicate yourself as the cause of the accident while on the phone with your insurance representative, this is for a police officer to decide. While on the phone, make sure to make a note of all the instructions you are given. Also make note of any case # you may be given.
Many insurance companies, including Geico, allow you to submit a car insurance claim online. If you are more comfortable with this method, you should utilize this service if it is available. Even if you do call your insurance company on the phone, it is likely that you can follow the status of your claim and get further directions on their website
If you decide to talk with someone over the phone, makes sure they you always follow their directions in a timely fashion. More than likely there will be a lot of paperwork to get together, but this also depends on how serious the accident was. Make sure to have a copy of the police report which, if you havenat already, go to the police department to get it. Also, keep in mind that if your car has been stolen, you will have to have receipts for anything you plan to claim. This is how they reimburse you, minus any deductible that may have been charged.
Paperwork aside, your car will definitely need to be inspected. Whether your car is totaled or thereas a couple of scratches in the paint, an estimate is required so that an estimate for the repairs can be made. Companies like Progressive make things simple by sending a representative to your home or work. If this option is available, take full advantage of it. Most companies will send you to an approved body shop if they do not offer this convenient service.
You should have received information from your insurance company about a rental car. Sometimes, if you have really cheap car insurance, this benefit may not be included. It can be an optional choice when you sign up for your policy, an important point as to why you should understand your coverage. If you do have rental car coverage, you can use it while waiting for your vehicle to be fixed.
Upon receiving your estimate the body shop should set up a time for you to leave your car with them, barring that it isnat already totaled and immovable. Always discuss how long they expect to keep your car. And, when you go to pick it up, make sure the repairs fit your standards. If you are not happy with the work that has been done they should fix anything and everything you are not happy with. - 15224
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