Saturday, November 8, 2008

Tips to Prevent Identity Theft Online

By Paul Cameron

Identity theft is an issue that we all need to take seriously. There are thousands of people around the world who have been made a victim of this crime and have suffered greatly for it. It involves stealing, misrepresenting or hijacking the identity of another person.

Your personal computer is the most recent setting for identity theft to take place. A smart identity thief will have no problem accessing your personal information. With it, he can destroy your credit, which could take years to repair even if you can prove you are a victim.

Getting a new computer is a common situation in which thieves can gain access to your personal information. It's not uncommon to just unplug the old computer and dump it somewhere before disposing of it properly.

This is one of the worst things you can do. That old computer has all of your passwords, bookmarks, emails, and internet history. Someone just has to take it home and plug it in to see what you have been doing, buying, and looking at.

The internet itself is used to gain access to all kinds of personal information. College students are at very high risk because their personal information and grades are often posted on the internet so they can check it. All it takes is someone to figure out their password and they now have everything they need.

It's not hard to stop this from happening in the first place. Use difficult passwords. Don't use anything that is related to you. No numbers, no names, nothing like that. Choose a password that is eight to ten characters long with numbers and letters in it. That is very hard to crack.

Another way to prevent identity theft is by monitoring your credit report. Check it every two or three months for suspicious activity. Make sure that all of the activity reported is legitimate.

Another tip is to be very cautious with your credit card information when online shopping. Be careful where you shop, sticking to only a few stores that you trust. Make sure that the websites you order from are safe and your privacy is protected.

As well, be careful which emails you answer. Oftentimes people will send out fake emails that are "phishing" for information. They might say that you were accepted for a job that you applied online for, or pretend to be banks or other financial institutions, in order to get your personal information.

Even though there's no guarantee that you will completely avoid online identity theft, following these tips should help you to feel more secure. - 15224

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