Wednesday, December 31, 2008

CitiBusiness Credit Cards and the Small Business Owner

By Caressa Waechter

As a small business owner, you are going to need to use a business credit card. You cannot mingle company and personal funds, therefore you should not be using a personal credit card for business purposes.

You will find many uses for a business credit card if you are an entrepreneur. The possibilities are limitless - you will use it to pay bills, to travel, or to make company purchases.

CitiBank, with their CitiBusiness card, is one of the leading issuers of business credit cards. The CitiBusiness small business credit card is especially tailored to the person who owns their own business.

Since you have the opportunity to get additional cards for your employees, and set the amount of credit for each card, CitiBusiness puts you in the drivers seat when it comes to your business finances. They provide online account management that gives you the ability to view all of the card charges, view statements online, and otherwise have complete control of your CitiBusiness credit card account.

CitiBank offers low interest business credit cards that may perfectly fit the needs of your business. They are also often running specials that give you low introductory interest rates on purchases or balance transfers for a given length of time. This really lets you get a handle on your cash flow without having to pay interest.

CitiBusiness rewards programs with some of their business credit cards. With one of these credit cards you earn a set number of points for every dollar you put on the card. You will have several different choices on how to redeem your points, so you won't be stuck with just one redemption method.

As a business owner, you really do need to have a credit card that is used for your business exclusively. Having such a card allows you to separate your personal and business expenses, as well as keep track of all your business expenses.

Every business could use a credit card, so it is a wise decision to have a credit card that is specifically intended for business use. The CitiBusiness credit cards are a great choice as far as business credit cards are concerned. CitiBusiness cards offer some useful benefits for the entrepreneur, so you really ought to look into their cards for your business. - 15224

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