One of the big political tennis balls being bounced around Washington these days is the issue of health care coverage for Americans. After a while, listening to the debate gets tiresome and maybe a little irritating, but there seems to be an important factor being left out. Unmarried adults. We always hear about the need for families to have health insurance, especially when young children are involved, but we almost never hear of the twenty and thirty-something singles.
What if we started saying as part of the debate, "Young, working, single adults need to get individual health insurance today." What would be the reaction? I'm not sure, but I do know that there are millions of people in this category who are new to the work force and are working jobs with less than stellar benefits. For most entry-level positions, individual health insurance is not part of the package. In cases where it is, the coverage may be minimal as a way of keep employer costs down. It's not uncommon for the kid fresh out of college to take his first job and not have health insurance.
Quite often, young people in their twenties and thirties aren't very concerned that they don't have health coverage. After all, they are in the prime of their lives with minimal responsibilities and filled with optimism for the future. Their health is not a concern and they're used to rebounding quickly after a routine cold or flu. Chronic disease or debilitating injuries don't seem to be on their radar, as they consider those things usually to be reserved for older people.
The options available to young unmarried adults are simple. First, you can ignore the fact that you don't have health insurance and hope that nothing goes wrong. If you do get sick, chances are you will be able to ride it out and keep your fingers crossed that you will get better. Second, you may want to pay more attention to your health and take preventative measures that will keep you stronger and healthier. If something should go wrong, then government assistance is usually available.
The final option is clearly the best choice. It requires the young adult to get covered under an individual health insurance plan. The cost up front will likely hurt your pocketbook, but in the long run, it is the safest and wisest bet. It may seem very important to have the latest fashions and electronic gadgets, but without your health, you wouldn't be able to enjoy them anyway. Do yourself a favor and make yourself number one. Get some health insurance. - 15224
What if we started saying as part of the debate, "Young, working, single adults need to get individual health insurance today." What would be the reaction? I'm not sure, but I do know that there are millions of people in this category who are new to the work force and are working jobs with less than stellar benefits. For most entry-level positions, individual health insurance is not part of the package. In cases where it is, the coverage may be minimal as a way of keep employer costs down. It's not uncommon for the kid fresh out of college to take his first job and not have health insurance.
Quite often, young people in their twenties and thirties aren't very concerned that they don't have health coverage. After all, they are in the prime of their lives with minimal responsibilities and filled with optimism for the future. Their health is not a concern and they're used to rebounding quickly after a routine cold or flu. Chronic disease or debilitating injuries don't seem to be on their radar, as they consider those things usually to be reserved for older people.
The options available to young unmarried adults are simple. First, you can ignore the fact that you don't have health insurance and hope that nothing goes wrong. If you do get sick, chances are you will be able to ride it out and keep your fingers crossed that you will get better. Second, you may want to pay more attention to your health and take preventative measures that will keep you stronger and healthier. If something should go wrong, then government assistance is usually available.
The final option is clearly the best choice. It requires the young adult to get covered under an individual health insurance plan. The cost up front will likely hurt your pocketbook, but in the long run, it is the safest and wisest bet. It may seem very important to have the latest fashions and electronic gadgets, but without your health, you wouldn't be able to enjoy them anyway. Do yourself a favor and make yourself number one. Get some health insurance. - 15224
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