Due to a sluggish economy, and a decline of employer sponsered health insurance plans many Americans are going uninsured. The U.S. Census states the uninsured rate is an all time high. Many just can not afford the rising cost of premiums.
There are several Government funded programs that American's should be aware of. Maybe this can help the staggering number of uninsured in America. Many people do not think they are eligible. You may be surprised. Many families and individuals are eligible.
We will cover the basic of the federally funded programs available to us. All of them have certain eligibility requirements that you must meet. With just the basics you can gather an idea and find the resources to find out if you or someone you know is eligible.
Medicare is the largest health insurance program in the US. Most everyone knows that it will cover anyone over 65. But did you know it will also cover some people under 65 with certain disabilities. And for those individuals that are batteling Renal Failure.
Medicare has 2 parts. Part A is free and is the Hospital Insurance part. Part B usually has a monthly fee and is the Medical Insurance, meant for office visits and checkups. you can find more on this at your local Social Security office.
Medicaid is a State administered program for low income individuals and their families. Each state has it's own guidelines for eligibility. And a single person of a family could be eligible, even if all others are not. You would want to visit your local Department of Human Services for more information.
Children's Health Insurance Plan, CHIP is a government plan that is administered by each State for lower income families to give children of these families medical and dental benefits. It is for children under 18 years of age. There is sometimes small fees associated with these benefits.
Here you have seen the 3 basic options of programs offered by the government. If you do not meet eligibility requirements for these plans you can always seek an individual health insurance plan. Some are very expensive, but a few affordable options can be found. - 15224
There are several Government funded programs that American's should be aware of. Maybe this can help the staggering number of uninsured in America. Many people do not think they are eligible. You may be surprised. Many families and individuals are eligible.
We will cover the basic of the federally funded programs available to us. All of them have certain eligibility requirements that you must meet. With just the basics you can gather an idea and find the resources to find out if you or someone you know is eligible.
Medicare is the largest health insurance program in the US. Most everyone knows that it will cover anyone over 65. But did you know it will also cover some people under 65 with certain disabilities. And for those individuals that are batteling Renal Failure.
Medicare has 2 parts. Part A is free and is the Hospital Insurance part. Part B usually has a monthly fee and is the Medical Insurance, meant for office visits and checkups. you can find more on this at your local Social Security office.
Medicaid is a State administered program for low income individuals and their families. Each state has it's own guidelines for eligibility. And a single person of a family could be eligible, even if all others are not. You would want to visit your local Department of Human Services for more information.
Children's Health Insurance Plan, CHIP is a government plan that is administered by each State for lower income families to give children of these families medical and dental benefits. It is for children under 18 years of age. There is sometimes small fees associated with these benefits.
Here you have seen the 3 basic options of programs offered by the government. If you do not meet eligibility requirements for these plans you can always seek an individual health insurance plan. Some are very expensive, but a few affordable options can be found. - 15224
About the Author:
If you need assistance finding a Government Health Plan let Jeffrey Cline assistance you sift through the options. And if it is indicated your not eligible he can assistance you find affordable Individual Health Insurance. Give his office a call. Someone is available to assistance you 24 hours a day, 7 days a week. Call toll free 866-526-9669
