Friday, February 13, 2009

Get Rich the American Way - Real Estate

By Mark English

Owning Private Property has always been a dream of all the "Huddle Masses" that have come to our shores. A place of Your own is not just a home to live in, but can also be a means of production. In 1862 we passed the Homestead Act which gave, FREE of charge, 160 acres to any settler who would live on and cultivate the land for a minimum of five years. The total net worth of many westerners today has its foundation in the land granted their ancestors by the Homestead Act. Fathers, Mothers, Grand Fathers, and Grand Mothers have worked their land for the last 150 years. As the railroads galloped across the plains and mountains, many profited by developing the land or selling it. Real Estate was, and is, the foundation upon which our land, our families, our society, and our economy are built on. Real Estate is still the best investment for a solid financial future. Please, call us at 303-674-0148, Email us at markenglishrealestate@msn.com , or visit us on the web at www.evergreencoloradoliving.com ; and we will find You, Your piece of America here in the Rocky Mountains, by purchasing EVERGREEN COLORADO REAL ESTATE. We can also finance it with an EVERGREEN COLORADO MORTGAGE or a CONIFER COLORADO HOME LOAN.

A home of our own has become the number one dream of the American people. The desire to have a place to go, where after a long days work is done we can have peace, and rest for our weary bones is ingrained into the American psyche. Our home, for most of us, will be the most expensive purchase we will make in our life time. Here in the Rocky Mountains, west of Denver, we will need an EVERGREEN COLORADO HOME LOAN to help us afford our mountain retreat. MARK ENGLISH REAL ESTATE can help you find, and finance your private enclave here in the Evergreen or Conifer Mountains; where you can rejuvenate your soul each day, and prepare for the day to come. But there is more to our home than just a building; we are also joining a community.

Buying EVERGREEN COLORADO REAL ESTATE establishes You and your family as a vital part of a social network. This vibrant social community will become a part of You, and You will become a part of it. You and your family will enter into relationships that will reward you for a life time. Friendships you make will endure, and perhaps the kids will marry into another Evergreen Family and create lasting bonds. You can hire MARK ENGLISH BUILDERS an EVERGREEN COLORADO CUSTOM HOME BUILDER to build Your dream home. A home that will become the Family homestead: for this and the next generation. And why not? Evergreen is located in one of the most beautiful and convenient location in the country.

EVERGREEN COLORADO REAL ESTATE is in a perfect location. I have traveled to many of the major metropolitan areas in the United State, and I know of no other city where you can live in the Beautiful and majestic Rocky Mountains, while still being 30 miles from the center of downtown. All the major employment centers are only an hour away, during rush hour traffic, and we have a convenient public transportation system available. There are colleges and universities, professional sports teams, and shopping galore just down the hill. If you go west instead of east we have world class skiing, snow mobiling, big game hunting, hiking, biking, back packing, and so much more. Give us a call at MARK ENGLISN REAL ESTATE and start packing. We will guide you through all the mountain passes to you mountain sanctuary, and then find just the right EVERGREEN COLORADO HOME LOAN or CONIFER COLORADO HOME LOAN to help with the purchase. In tough economic times, wouldn't it be great to live in a resort year round.

The internet is virtually overflowing with ads about how to start your own home business. They are offering everything from health care products, to auto fuel additives. But the best home business is to invest in rental property. The tax advantages, the equity build up, and the limited amount of time involved make it the best choice. Many Americans are investing a set portion of their salary each pay check in stocks, bonds and CD's. Every one that I have spoken to has lost all their equity, and a hefty part of their principal, with the Wall Street crowd. It's time we seriously took a herd look at investing with the big investment houses. Many of them are themselves broke, and they have sadly let down all their clients. Plopping money in the lap of Wall Street each pay check and expecting them to fund your retirement is just not practical. Investing in EVERGREEN COLORADO REAL ESTATE is a much wiser move. When You invest in rental property you are starting a small business and your returns are profits not dividends. You are earning the money, you are an entrepreneur and in the end you will be richer. We are MARK ENGLISH REAL ESTATE and we can educate You and help you to get started. We will find the best property and we will help You finance it with an EVERGREEN COLORADO HOME LOAN or a CONIFER COLORADO HOME LOAN.

The Treasury Department is giving You a bail out right here on Main Street. They have lowered the interest rates to historic lows. A 30 year fixed rate is about 5 " % for loans up to $417k. Just think, if you got an EVERGREEN COLORADO MORTGAGE REFINANCE or a CONIFER COLORADO REFINANCE, and lowered your monthly payment by $150.00, and reinvested the whole savings by paying down the principal on your loan, you would be making 5 " % returns on the money you save, by saving the interest on your mortgage. Now, if You further took your 401k money and paid additional principal on you EVERGREEN COLORADO MORTGAGE, you would be earning 5 "% on your 401k as well; after all a penny saved is a penny earned.

For the bold you can take it a step further and invest in rental property. Prices are at 20 year lows, and you can get an instant equity position in many desirable properties. You can leverage your investment property so that your tenant will pay your mortgage and You will profit through rents, equity build up, and favorable income tax treatment. If you put down enough money, so that the rents will cover the expense, then it will cost you nothing out of pocket each month, but you will benefit from all the tax benefits and long term equity. We can even look into an EVERGREEN COLORADO REFINANCE of you current home to free up the cash to get you started.

One of the great advantages to EVERGREEN COLORADO REAL ESTATE investing is that you get better tax advantages that you would get with a 401k. When the time comes to draw out money from your 401k you will pay the current tax rate in effect at the time. The money on your retirement fund has been deferred, not forgiven. Who knows what the tax rate will be when your retirement arrives, but at the rate the politicians have been spending it to bail out Wall Street and the major banks, I have to think there will be high taxes in the future. However, when you invest in Real Estate all your tax liability is covered, even though you own no tax, and Your income has already been claimed on your 1040, so You will not own any more tax on Your profits. All Your expenses for You EVERGREEN COLORADO MORTGAGE and your CONIFER COLORADO MORTGAGE will be deductible and, in addition, you can claim depreciation to cover the tax liability of a portion of your other regular income. - 15224

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